Saturday, April 19, 2014

Only a few days left!

Things I'm really looking forward to about our new house:
  • No more smell of cigarette smoke wafting into our living room from the neighbor downstairs.
  • No more quarter mile hike to the laundry room.
  • Being able to turn the music up when I'm doing chores.
  • WE CAN GET A DOG!
  • Being able to hula-hoop in my own backyard.
  • And being able to belly dance on my wood floors.
  • Having a fireplace to decorate at Christmas time (no using it until we get the inspection results, though.)
  • Being able to paint walls and install shelves without worrying about what's written in a lease.
  • Having my own office that's in its own room instead of stuck in the corner of another living space.
  • Just generally making it a home. :)
I will miss the underground heated parking, the nice old people who live in nearby units, and the jigsaw puzzle table in the lobby, but... not really that much.

I'm so excited!
Thursday, March 27, 2014

Six Weeks to New Home!

We're buying a house! It's not quite our dream home, but it'll be a great place for us to learn the ins and outs of ownership, and the location is just about perfect for biking or riding the bus to my job. The offer and inspection are completed, so now we're finishing up the loan application and hunting for an insurance provider. We close in about 4 weeks and we'll move in a couple weeks afterward!

It's been nearly 5 years since we've moved in to this apartment and we've acquired a lot of stuff while living here. It'll be interesting figuring out what things will come with us to the house and what things we will let go. I think the only thing we've already agreed to let go of is the sofa. It was pretty cheap when I bought it +10 years ago, and the quality has not improved any. Finding a replacement that fits well in the new house should be fun!

Thursday, January 30, 2014

The Parts Involving Decisions

Only about a week and a half until our first realtor meeting! We've also got our bank pre-approval so we'll know roughly what homes are in our price range! So... the easy stuff is all done. The parts that come next involve decision making.

Patience in these situations is not something I'm good at. When things are undecided, like not knowing where I'm going to be living in 6 months, it stresses me out and I just want to barrel ahead and get everything decided so I can move on to the next focus. As far as I can tell, this is the opposite of how my husband feels about these sorts of things. Undecided means there's a world of possibilities open to him.

However, there aren't so many possibilities in the house game because I need to live somewhere with good bus route access and most houses we drive past are not on the market, or are out of our price range, or are in areas we wouldn't feel comfortable living for 5+ years. We're stuck half way between him disliking the limitations on our possibilities and me disliking that we aren't a few steps closer to a decision already. We're not quite halfway there, and that's not where either of us likes to be.

Saturday, January 11, 2014

Terms

The trip to the bank was good, and my boss gave me a card for her realtor, so it seems like we're on our way. Once we have our W-2s from 2013 I'm hoping we'll get a little more ambitious. I've been keeping a close eye on the MLS listings, just because I can't help myself. It's nice to dream about the expensive homes, but I've found a new way to get excited about the more affordable ones - seeing what our payment would be if we had a 20, or even 15yrs mortgage instead of a 30yr. It seems like a pretty good idea to go after a shorter term so that more of each payment is going to principle, as long as the payment is manageable of course. It's pretty tempting when there are smaller homes that'd only cost about $300 more than our current rent each month on a 15yr term mortgage.
Monday, January 6, 2014

First Step?

It's been a long while since I've had such a persistent cold. I think I've been sick for nearly four weeks now. Hopefully the warmer weather this weekend will give me a chance to get some fresher air.

Also, the husband might see if he can take a half day on Wednesday so we can go to the bank and find out where the road to home ownership begins. Perhaps we'll get a list of what paperwork we need to bring in when we're ready to try for pre-qualification. It could be interesting.
Saturday, January 4, 2014

Foxhound

Jon and I went to part of the Land O’Lakes Kennel Club dog show today! Sooooo many adorable and beautiful pups! We found ourselves enamored with an English Foxhound and were sad to find out how rare they are. Jon grew up with Beagles, which are similar, but eventually he wants a larger dog so the Foxhound seems so perfect.

Maybe we can rescue a large beagle mix or something someday.
Friday, January 3, 2014

Want-Want-Want

I think maybe I'm officially addicted to msp.themlsonline.com. The only problematic thing about it is the 'want-want-want' mentality. There was a new listing this morning that's roughly in our price range and is in an amazingly perfect location and I'm like 99% sure it'll be sold in a week. *sigh* I'm thankful for what I have, I am, but I'm also so ready to move to the next step.

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Hey! I'm just another ordinary gal. I think life is about more than having fun, but I spend a lot of time having fun anyway, just for the heck of it. I like geekery, design, human behavior, etc.

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