Was it Friday Today?
All day I’ve felt like it’s been the wrong day of the week. For a while it felt like a Sunday, and other times it felt like a lazy Tuesday. I guess that can happen when you get an extra day off work.
So, it was Black Friday, all day, despite my feelings that it wasn’t. I did actually order a couple of simple gifts via Amazon a few minutes ago, but other than that I didn’t shop. I still haven’t decided if I’m going out to buy a hoop tomorrow. I suspect it will depend on the weather.
Burning Questions
Why is it more fun to shop for home organization products than to actually organize my home?
What is it about public speaking that is so scary?
Is money or time more valuable to me? Does it depend more on how well I use each than on how much I have?
Does complaining about something without acting to make a difference ever really work for anyone?
If I sat here long enough, I bet I could come up with a list of at least 50 questions, but I’m tired. My fortune cookie at dinner said “There is always time for you to try a new path in life.” What a fun sentiment! I figure, as long as I learn from my mistakes along the way, there’s no reason not to try new things. It might do me good to get in over my head once in a while.
Like Sunday
Jon and I just got home from our most recent car-buying adventure. I’m really hoping this doesn’t become a yearly thing, heh. Anyway, after owning a used Honda Element for about 10.5 months, we traded it in for a brand new Hyundai Accent. Our monthly payment will go up a little bit, but Jon expects to save at least twice that with the increase in gas mileage. Since he drives almost exclusively in town, we’re going from around 20mpg to (hopefully) 27mpg or higher. Hopefully a lot of that extra savings will go toward paying off the car faster *winkwink*.
We haven’t settled on a name for the newbie yet, and it’s a little weird to have a brand new car. The first time we sat in it the odometer said four. FOUR!! It’s all the way up to twenty now. Crazy. So as I was saying, our Pontiac Aztek was named Aztekus Prime (’cause it looked like a Transformer), and our Element was named Surprise (so punny!). Any name suggestions for our newbie?
Huh
I figured out today why my student loan says I don’t have a payment due til 2013. Since I’m taking 6+ credits, my loan went into auto-deferment because my school is on a magical ‘list’. I’ll be making my payments anyway, of course, but it’s nice to know there isn’t some glitch in my account.
Good Time for Money
I feel like I talk about finances a lot. Maybe I just think about them a lot. Or maybe both. Anyway, I recently learned that my credit score is 788! Yay! Why did I find out? Auto loan shopping. It sounds like we’re gonna get a fantastic rate from the credit union we belong to – 2.99%! Now we just have to figure out what car to buy. We’ve been looking, but we haven’t found a vehicle that just ‘fits’ us the way the Aztek did when we first sat in it. Jon has been leaning toward a Honda Element for a long time, but now that the reality of the cost is in front of him, he’s having second thoughts. I dislike car shopping, so I’m not making it any easier on him.
Today I also discovered that I finally have more in my 401K account than I owe on my old student loans. I’m in the black, baby! Barring any crazy swings before January 1st, I’m looking at about a 10% return for the year on my 401K, and I’m fine with that. I’m not the riskiest of investors, and I know it’s more about the long haul than the short term gain, just like many important things in life.
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